OFT-licensed firms without interim permission

Check our list of firms that had an Office of Fair Trading (OFT) licence to offer consumer credit but did not register for interim permission.

Firms must have an interim permission or authorisation to conduct regulated consumer credit activities.

It is an offence for firms to conduct consumer credit activities if they:

  • held an OFT consumer credit licence on 31 March 2014, and
  • did not register for interim permission to continue carrying out those consumer credit activities

See the list of OFT-licensed firms without interim permission (XLS, 3.28MB). You can search by a firm’s trading name, postcode or OFT consumer credit licence number.

If you think the information presented about your firm is incorrect you should contact us and be ready to tell us your OFT consumer credit licence number.

Firm ‘status’: what it means

The list of OFT-licensed firms without interim permission (XLS, 3.28MB) includes a ‘status’ for each firm, to show the steps it has or has not taken to become regulated.

These statuses are:

Firm has not told us what it is doing
The firm has not told us it has stopped consumer credit activities and has not submitted an application for authorisation.

Firm has told us it has ceased consumer credit activities
The firm has told us it stopped carrying out consumer credit activity from 31 March 2014.

Application for authorisation is being considered
The firm has applied for authorisation but we have not yet made a decision.

Application for authorisation has been withdrawn
The firm applied for authorisation but has withdrawn its application.

Application for authorisation has been rejected
The firm applied for authorisation but we rejected it.

Interim permission and authorisation

We took over regulation of consumer credit from the Office of Fair Trading (OFT) on 1 April 2014. You should now only deal with a consumer credit firm that has interim permission or is authorised by us.

Firms that have interim permission or authorisation will appear on the Consumer Credit Register or Financial Services Register.

Please be aware that just because a firm is not on this list does not mean it is conducting consumer credit activities without interim permission or authorisation.

If a firm is conducting consumer credit business without interim permission or authorisation you should report it to us.

If you deal with a firm without interim permission or authorisation you will not be covered by the Financial Ombudsman Service if things go wrong.