Insight - Financial Conduct Authority

Insight

Financial Conduct Authority | The FCA home for independent opinion

Can financial distress be predicted or is that just life (events)?

Contrary to popular belief, financial distress is not only the result of unpredictable 'life events' write John Gathergood, Associate Professor of Economics, University of Nottingham, and FCA economist, Benedict Guttman-Kenney.

Can financial distress be predicted or is that just life (events)?

Contrary to popular belief, financial distress is not only the result of unpredictable 'life events' write John Gathergood, Associate Professor of Economics, University of Nottingham, and FCA economist, Benedict Guttman-Kenney.

Featured insights

The rise of market based finance

Market based finance looks set to continue to transform the way the world creates, distributes and manages money, credit and risk.

Transaction data: new light on corporate bond liquidity

Warnings over liquidity in the UK's corporate bond markets have been commonplace over the years. Could a more encouraging picture be emerging?

 

Understanding market effectiveness

Leading economists, including Joseph Stiglitz and John Kay, gather in London to discuss market effectiveness and the role of regulators in promoting efficiency.

Speech: Regulators should heed lessons from mishandling of Hillsborough process.

Regulators can learn lessons from the handling of the Hillsborough process, argues the FCA's acting Chief Executive, Tracey McDermott.

Research and analysis

Can we predict which consumer credit users will suffer financial distress?

This occasional paper analyses whether lending to certain individuals is likely to lead to financial distress, and is therefore unaffordable.

Market-based finance: its contributions and emerging issues

Market-based finance has grown in response to advances in financial engineering and globalisation. This occasional paper assesses its impact.