Financial services products - Financial Conduct Authority

Financial services products

We regulate firms and individuals that advise on, sell and arrange financial products and services.

These include bank accounts, investment products, mortgages, insurance and some pension schemes.

We provide firms and financial advisers with rules on how to do business, so you can give consumers clear and accurate advice about financial products.

We also want to make sure firms provide consumers with up-to-date and correct information about how financial products and services work.

In this section you can find out more about selling and giving consumers advice on financial products.

Banking, Payments and E-money Regime

Last Modified: 10/08/2015

The Banking and Payments Regime began on 1 November 2009. You can find information about each part of the regime by following the links on this webpage.


Last Modified: 28/03/2013

The advice you give your customers about pensions and other investment products should be clear, easy to understand and unbiased. Find out about selling investment products.


Last Modified: 22/02/2016

Financial service providers must provide customers with correct and up-to-date information about their insurance products. Find out about selling insurance products.